Helping a friend

Good morning readers,

Well one of my close friends is into internet marketing, it seems that he's been making quite abit of cash.

He was asking me if I could post this up for him on one of my blogs as some of you readers might not know how to use FrontPage.

Sooo..... here it comes

'Tearing Your Hair Out Trying To Figure Out How To Use FrontPage?

Well Here's Your Cure!

A Super Special Package Jammed Packed With Tons Of Bonuses Catered

Exclusively For You To Be Able to Get A Calm & Peacefull Time With

FrontPage!! Check It Out Before It Ends On 20th June!

http://www.elitemarketeer.com/warrior/warrior.htm "


Yah, yah I know this has nothing to do with any sort of debt, but hey. he's a really good friend.

Cheers and till next time

Cash Back Credit Cards: Good or Bad Idea?

Cash Back Credit Cards: Good or Bad Idea?

Getting a credit card that offers cash back always sounds like a good idea. What could be better than getting cash back on all the purchases that you make with your credit card? It sounds too good to be true, doesn’t it?

Well, there are cards that give you free cash, but it is usually only around 1% cash back. However, free money is free money, right? Well, sometimes.

If you like to buy a lot of things in one month, this kind of credit card probably sounds great to you. However, you need to keep in mind that they are not going to give you cash back on every purchase that you make. Even if they claim to give you cash back on every purchase, they will only give you up to a certain amount per transaction. The company also has a strict limit on the amount that they will give back to their customers. If you read the little, bitty print on the form that you signed, you will see a paragraph with their limits in the terms and agreements.

This is another way to try to draw in new customers for these companies. It is a good credit card to have and sounds great in theory, but they will have to check your credit rating before they will give you their card.

Research different credit card companies to see what they are offering. You may be surprised to find a cash back credit card that offers you just what you need and want with a high cash back percentage, few limits on the amount they will give you back, and instant cash deposits when you make each purchase with their card.

Although these credit cards seem like a great thing to have, some companies will need your credit rating to be great too. However, there are credit card companies that offer these cards to people with a low credit rating to help them rebuild their credit. Research all of your options.

What should your decision be? If you have a good credit rating, then this card is a great option for you. Research different card companies – there are cards out there that offer you up to 3% cash back and impose very few limits. If, however, you have a bad credit rating, you may want to find a credit card that will help you rebuild your credit.

Payday Cash Advances

I found this post on http://loanpaydaycash.blogspot.com/ and I found that it was quite good so I decided to post it here as well.

Payday cash advances are pretty useful when you’re in a tight spot. This helps you to educate yourself more about how to spend and budget your money and will help to keep you out of a financial bind and using too many payday cash advances. It is important to see how quickly money can become a very serious problem because people don’t know how to handle it.

Debt is a gradually increasing problem that can turn you into financial ruin that you cannot get yourself out of. You find that no matter which way you turn you end up having to spend more money and get more payday cash advances. Using a payday cash advance is usually the easiest way for most people to make ends meet on their financial obligations. Most payday cash advances applications requirements on the internet are usually easy to meet for most people.

Many different websites offer payday cash advances, so you will be able to have a fairly large selection of different companies to choose from. Take a look around at the different options and pick one that will suit your financial needs. Many of the cash advance companies have a cap limit on how much money they will be able to loan an individual.

When you get a payday cash advance you agree to pay back the money that you have borrowed with your next paycheck. You borrow money now, and then you repay it with your next paycheck. That’s what a payday cash advance is. This shorter term of loan makes the interest rates much lower then usual. If you need an extension on your payment, you may have to pay a processing fee of $25 for the extension. Evaluate your choice to make sure that you are making the right decision for you and your financial situation. Don't make a quick decision because you are desperate for money. Think of other ways to get the cash instead of going for a payday cash advance. Think about asking friends and family for help. It is much friendlier and cheaper to owe money to a family member or friend than to a payday cash advance company.

Hope you guys found this article on payday cash advances helpful

Debt Negotiation

The following article on debt negotiation is actually some thoughts of mine that were flying thru my head, after interviewing some people that do this for a living. This article was written to answer some of the mostfrequently asked questions, as well as address common issues that people havewith this topic. I hope that you will find the information in this article helpful.

Debt negotiation is most often referred to as debt settlement. For those people who can’t handle a debt consolidation program this method is usually offered to them. If you can't handle the minimum payments of the debt consolidation repayment plan or haven't made payments in the past three months, a debt negotiation program is usually the next step for solving debt and credit problems.

One of the benefits of a debt negotiation program is you can stop making payments to your creditors. The debt negotiation company either takes monthly installment payments from you and keeps it in an account, or lets you keep the money in your own account.

On a quick note: I hope that you have found this information useful.It is really hard tofind top quality information on this topic, as not too many people like to talk about it. So I decided to share a part of what I havelearned about this ... Always remember, knowledge is power! So on keep reading!

While you are making these monthly payments to the debt negotiation company, they negotiate with your creditors for a lower payoff of around 40-50% of your total amount of debt. Once the negotiated settlement is agreed upon with your creditors, the debt negotiation company makes a one time payment to them.

A downside of the debt negotiation program is it lowers your credit score for as long as you are in the program. However, most debt negotiation companies require the creditor make the credit report show paid in full so it doesn't show up as a negative on your report once your account is settled.Some debt negotiation companies include a credit repair service that will remove the negative items caused by the debt negotiation program. You pay for this service as part of their program.Now that you have an idea what debt consolidation versus debt negotiation is choose which one will work best for solving debt and credit problems for you.

Well I hope you like this article. I want you to find moreIf you have any thoughts on this, please share.

Debt Consolidation

Debt Consolidation

The following article on debt consolidation is actually some thoughts of mine that were flying thru my head, after interviewing some people that do this for a living. This article was written to answer some of the mostfrequently asked questions, as well as address common issues that people havewith this topic. I hope that you will find the information in this article helpful.

Most credit card debt consolidation services have already arranged debt repayment plans with most of the credit card and debt collection companies. When you sign up with a credit card debt consolidation company you are going to be offered a lower overall monthly payment plan based on a lower interest rate that the debt consolidation service has arranged with the creditor.This payment plan is lower than what the credit card companies usually offer you. This will help you save more money every month and is often the best way to consolidate debt.One of the benefits of a debt consolidation repayment plan is it will stop the creditors from harassing you, as long as you make the new lower monthly payments on time.

On a quick note: I hope that you have found this information useful.It is really hard tofind top quality information on this topic, as not too many people like to talk about it. So I decided to share a part of what I havelearned about this ... Always remember, knowledge is power! So on keep reading!

The downside of the debt consolidation repayment plan is that all those credit cards you included with the plan are going to have to be cancelled. You will also be charged your first payment you make toward the debt consolidation program and you also have to pay an additional monthly administration fee. This administration fee usually ranges from flat fees of $10-$50, while others charge a $5 fee for each creditor. That means you'll pay about an additional $30 a month that doesn't go to paying off your debts.

Debt consolidation programs will benefit you if you have high interest rates or have higher credit card bills than you can manage. Some people like to make only one payment to one company for all of their debts.

Well I hope you like this article. I want you to find moreIf you have any thoughts on this, please share.

Tips For Applying For A Credit Card

Filling and applying for a credit card, is just like filling out a job application. Everybody needs some tips to use so that they can get approved.

If your credit rating is bad, then it may be a little more difficult for you to get a credit card than if you have good credit. Do not give up, because there are hundreds of companies out there that offer credit cards for people with bad credit and if you shop around, you will find the credit card that is just right for you.

If you are researching credit cards, the first place that you can get information is the Internet. The Internet has a lot of information about many different credit cards, including their rates, fees, and incentives, so that you can find the best credit card to suit you.

There are some credit card companies that say that they will give you a credit card with no credit check. However, keep in mind that having a credit card almost always means that you are going to go into credit card debt consolidation. Be cautious when choosing your credit card. Read the fine print of their terms and agreements to make sure that there are not going to be any surprises that will come bite you down the road.

Analyze your financial situation to make sure that you can handle a credit card and its payments. Remember, you DO NOT want to start living a credit lifestyle. Even the most cautious of us go on a little shopping excursion every now and then and you do not want to be thrown into a financial debt when your bill comes in.

Cautiousness is very important in using your credit card. If you are not sure that you can handle a credit card, then rethink applying. You need to be sure that when the bill comes in that you can make the payments. If you are not completely sure, then don’t get a credit card until you can handle the responsibilities.

Always remember this little simple phrase. Spend within your means.

ARRGGGHHH
My RSS feed is screwed!!!